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Ben's Blog 
Disability Insurance Claims
- Words You Don't Want To See In Your Long-Term Disability Insurance Policy
- What You Need to Know About Long-Term Disability Insurance Companies
- Your Beliefs About Virginia Disability Insurance Might Be Wrong
- Disability Insurers’ Tactics Are Often A Double-Edged Sword
- Insurers Have the Upper Hand in Virginia Disability Insurance Lawsuits
Virginia Personal Injury and Medical Malpractice Blog
Disability Insurance Claims
More Disability Q&A - Ask And I Will Tell
Continuing in my attempts to provide up-to-date responses to all of your questions here are few new answers to your questions. You can also find them in the FAQ section of the site. Enjoy and remember to submit your questions!Can the LTD company make me go to court even though I am working again? If SSD determines that I was not disabled, is it possible that I can still get money from my LTD carrier for the time when I was sick and not working?
Unum has offered me a buyout of $38,000. I have 10 more years to draw $600/month, so this seems to be a low offer to me. Can they offer more or is this what I would be only entitled to? Is the life insurance I have with them cancelled if I accept the buyout?
I was just approved for Social Security Disability. It took a year, so I will receive a lump sum payment for back benefits. Up until now, Unum paid benefits to me through my former employer's disability policy. Do I have to repay those benefits to Unum or my employer?
I have gotten several conflicting recommendations from my doctor: first that I am not a candidate for surgery and then that I should undergo extensive surgery. I have filed for SSD and am getting LTD from insurance carrier. If I refuse surgery and go with the first diagnosis what will happen with SSD and LTD?
The insurance company requiring an IME and there are no doctors within a 75 mile radius that does that sort of testing. What should I do to appeal the matter?
Keep 'em coming and I'll keep answering! And remember you can always order my Disability Insurance book and get all the info you need!
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- Congratulations on having been selected by your peers for inclusion in the 2011 edition of The Best Lawyers in America®
- This is our first experience meeting with a lawyer. Surprisingly, our meeting with Ben went so well. It was very informative and educational.
- We were deeply touched by your kindness.
- I contacted Attorney Ben Glass's office and franticly spoke to his assistant Terry. We had a little more than two weeks to challenge my LTD provider's threat to offset my LTD disability payments by the amount of a recent settlement I had received on a Worker's Compensation claim - the claim was settled outside of the Worker's Compensation system.
- I want to thank you and your staff for all your hard work in 2009. I greatly appreciate your efforts on my wife's disability appeal. Your staff worked hard, is very talented and your ethical approach was readily apparent.
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Latest News
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- Posted on 10/18/2009MetLife Hammered in Disability Case After Ignoring Treating Physician Opinion
- Posted on 9/30/2009Judge Calls Hartford's Review of File "Incomplete, Selective and Unreasonable"