Benjamin Weaver Glass III

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Benjamin W. Glass, III

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Ben's Blog

ERISA Disability Insurance Claims

• Weasel Clauses You Never Want to See in a Disability Policy
• Should You Use THIS Social Security Lawyer (the insurace company recommends)
• Words You Don't Want To See In Your Long-Term Disability Insurance Policy
• What You Need to Know About Long-Term Disability Insurance Companies
• Your Beliefs About Virginia Disability Insurance Might Be Wrong

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Disability Book

Being Denied Disability Benefits?

CONFLICTING DOCTOR'S RECOMMENDATIONS: I have gotten several conflicting recommendations from my doctor: first that I am not a candidate for surgery and then that I should undergo extensive surgery. I have filed for SSD and am getting LTD from insurance carrier. If I refuse surgery and go with the first diagnosis what will happen with SSD and LTD?

A:

Generally speaking, a long-term disability insurance company cannot direct that you have extensive surgery.  However, there have been circumstances where a claimant refused to undergo relatively simple surgery which all of the doctors agree would have allowed the claimant to work.  We have seen courts deny long-term disability payments in that situation.  However, generally with the issue of extensive surgery and conflicting medical opinions you will not be penalized because you decide to not undergo the risk of surgery.

Click on this link for more legal information that can help your case.   The Five Deadly Sins That Can Wreck Your Injury Claim is our free cansumer guide, and a great tool.

Contact Ben Glass Privately

Remember, we set up this "send Ben Glass an email" form for your convenience. This form does not make you a client of BenGlassLaw. Ben is licensed in Virginia and the District of Columbia only. While we'll keep what you tell us secret, remember that we can only give specific legal advice once you become a client of the firm. This is done written agreement only.

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Testimonials

• Ben Glass is professional, personable, and truly empathetic to our situation....Ben Glass is professional, personable, and truly empathetic to our situation.
• Ben, the videos you share with everyone are simply amazing!
• A friend of mine with similar medical conditions recommended Mr.Glass to me. I contacted their office because my company paid LTD claim was pending for over one year.
• Mr.Glass helped me determine what action needed to be taken against a non-responsive insurance company. Prior to seeking counsel I felt uneasy about my case and process
• Ben is a class act and someone I would absolutely recommend should any of my friends or family need an attorney.

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Latest News

• Posted on 2/12/2011What happened When Prudential Tried to Get a Bankrupt Woman to Pay Its Attorney Fees?
• Posted on 11/17/2009Unum Orders Functional Capacity Exam, Then Ignores It
• Posted on 11/17/2009Sun Life Could Not Simply Ignore Social Security Award
• Posted on 10/22/2009Prudential insurance company loses another disability case
• Posted on 10/18/2009MetLife Hammered in Disability Case After Ignoring Treating Physician Opinion

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Ben's Library

• ERISA Disability Insurance Claims

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Ben's Video Library

ERISA Disability Insurance Claims:

• Disability Insurance Claims UNUM 3-10

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