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Ben's Blog 
ERISA Disability Insurance Claims
- Inova Physian Services Corporation Long Term Disability Policy - Advice it to Get an Individual Policy
- Weasel Clauses You Never Want to See in a Disability Policy
- Should You Use THIS Social Security Lawyer (the insurace company recommends)
- Words You Don't Want To See In Your Long-Term Disability Insurance Policy
- What You Need to Know About Long-Term Disability Insurance Companies
I just starting receiving long term disability (LTD) payments and the bank wants to take the money that was just put into my account from the LTD carrier to pay a charged-off loan that I had with that bank. This happens to be my first payment and I didn't realize that the LTD carrier would be sending this money to my old checking acct. Does anyone know if this is legal? They have not taken the money yet, but they are threatening to and it is not in my hands yet.
A: A:
Yes, this is legal and probably part of the contract you made with your bank. You should immediately call and fax your disability insurance company and get them to either send you checks or direct deposit your money into another bank account.
You also should make arrangements to repay the bank. You made a promise when you borrowed the money.
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Latest News
- Posted on 5/10/2012Consumer Guide to Buying a Group Long-Term Disability Policy in Virginia
- Posted on 2/12/2011What happened When Prudential Tried to Get a Bankrupt Woman to Pay Its Attorney Fees?
- Posted on 11/17/2009Sun Life Could Not Simply Ignore Social Security Award
- Posted on 11/17/2009Unum Orders Functional Capacity Exam, Then Ignores It
- Posted on 10/22/2009Prudential insurance company loses another disability case