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Ben's Blog 
Disability Insurance Claims
- When Hartford comes a calling....
- "ERISA Sucks" Judge Refuses to Vacate Order
- A Federal Judge Explains Why ERISA Sucks (Believe Me, It Does)
- VA Worker's Comp Commission Rules Facebook To Be Protected
- First UNUM Finally Loses 15 Year Old Disability Case
- Do I Have To Do Everything My Insurance Company Requests?
- What If My Doctor Refuses To Cooperate With Me In A Claim For Disability?
- What If My Termination Letter Says I Missed A Deadline, Is My Case Lost?
- Does ERISA Apply If I Work For A Government Agency?
- If I'm Involved In A Disability Lawsuit, How Long Will It Take To Resolve?
Virginia Lawyers Weekly » Verdicts & Settlements 
Frequently Asked Questions about Personal Injury, Medical Malpractice, and Insurance Disputes
Q: If I do some work in another profession, is my claim closed? If the work is part time and temporary, what happens when I stop working? If the claim is closed, do I have to go through the whole process again? Can they cancel my policy?
A: The fact that you can do some work in another profession does not necessarily mean that your long-term disability claim will be closed or terminated. This depends in part upon the language of your particular disability insurance contract. It also depends on whether you are being paid under an "own occupation" policy or an "any occupation" policy. Many policies do provide room for a "trial of work" in order that you and your doctor can determine whether or not, indeed, you can work full time. In many situations, if the "trial of work" terminates you will be able to remain on claim or have your claim reinstated. You may not have to go through the whole process again. Again, each contract is different and you should have your specific situation evaluated by an experienced long-term disability insurance attorney. The insurance company can only cancel your policy if you violate the policy terms. In some cases if you become "not disabled" and do not go back to work for your previous employer your coverage will be terminated because that policy only covers employees of a particular company.
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Latest News
- Posted on 11/17/2009Unum Orders Functional Capacity Exam, Then Ignores It
- Posted on 11/17/2009Sun Life Could Not Simply Ignore Social Security Award
- Posted on 10/22/2009Prudential insurance company loses another disability case
- Posted on 10/18/2009MetLife Hammered in Disability Case After Ignoring Treating Physician Opinion
- Posted on 9/30/2009Judge Calls Hartford's Review of File "Incomplete, Selective and Unreasonable"