Our staff is standing by to help you. Click to chat.
Ben's Blog 
Disability Insurance Claims
- When Hartford comes a calling....
- "ERISA Sucks" Judge Refuses to Vacate Order
- A Federal Judge Explains Why ERISA Sucks (Believe Me, It Does)
- VA Worker's Comp Commission Rules Facebook To Be Protected
- First UNUM Finally Loses 15 Year Old Disability Case
- Do I Have To Do Everything My Insurance Company Requests?
- What If My Doctor Refuses To Cooperate With Me In A Claim For Disability?
- What If My Termination Letter Says I Missed A Deadline, Is My Case Lost?
- Does ERISA Apply If I Work For A Government Agency?
- If I'm Involved In A Disability Lawsuit, How Long Will It Take To Resolve?
Virginia Lawyers Weekly » Verdicts & Settlements 
Frequently Asked Questions about Personal Injury, Medical Malpractice, and Insurance Disputes
Q: A judge ruled in favor of my disability claim as a closed period and I would receive back pay for that time period, but I will not receive a monthly benefit because I went back to work and make more than $1,000. My LTD group plan wants to recoup what they call an offset of social security in the sum of $15,000. This is basically the entire amount of the back pay. Is there any legal recourse in this matter such as filing bankruptcy? If I don't pay it back will and can they sue for this money? Can this amount be 'settled' as insurance companies do on a regular basis?
A: Most group long-term disability policies do provide that if you receive Social Security disability benefits this will not only offset the future payments the disability insurance company owes you but you may have to repay that company for back benefits they paid that "overlap" with Social Security. You should consult with an experienced bankruptcy attorney to find out whether bankruptcy can prevent the disability insurance company from getting a repayment from you. We have seen circumstances where the disability company does institute suit to try to recover the money. Yes, sometimes this amount can be "settled" with the insurance company.
Contact Ben Glass Privately
Testimonials
- I want to thank you and your staff for all your hard work in 2009.
- I have interacted with Ben as a lawyer since 2001.
- Its' Amazing How Insurance Companies Keep Kicking People- Ben was there to help!
- Grab a coffee, it may take a few minutes for me to truly tell you about my experience(s) with Ben Glass.
- Ben is one of the top two attorneys I have had the pleasure of working with over the last 20 years in business and personal legal issues.
Latest News
- Posted on 11/17/2009Unum Orders Functional Capacity Exam, Then Ignores It
- Posted on 11/17/2009Sun Life Could Not Simply Ignore Social Security Award
- Posted on 10/22/2009Prudential insurance company loses another disability case
- Posted on 10/18/2009MetLife Hammered in Disability Case After Ignoring Treating Physician Opinion
- Posted on 9/30/2009Judge Calls Hartford's Review of File "Incomplete, Selective and Unreasonable"