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Ben's Blog 
Disability Insurance Claims
- Words You Don't Want To See In Your Long-Term Disability Insurance Policy
- What You Need to Know About Long-Term Disability Insurance Companies
- Your Beliefs About Virginia Disability Insurance Might Be Wrong
- Disability Insurers’ Tactics Are Often A Double-Edged Sword
- Insurers Have the Upper Hand in Virginia Disability Insurance Lawsuits
Frequently Asked Questions about Personal Injury, Medical Malpractice, and Insurance Disputes
Q: INSURANCE COMPANY REQUESTS: Must I do everything requested by my insurance company, such as taking tests and allowing home interviews?
A: Generally, you are required to cooperate with your insurance company. Certainly you must do home interviews and fill out whatever forms they send you. You may be required to "take tests;" however, this generally falls under the "Independent Medical Examination" clause of the policy and not all policies provide that you are required to take tests. On the other hand, the insurance company has money that you are trying to get for your disability. If they are not satisfied that you have provided sufficient evidence to have the claim paid they simply will not pay the claim so in truth they hold a huge economic advantage over you.
If you have a question about whether a requested test is appropriate under your policy you should speak to an experienced disability insurance attorney in your area.
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Testimonials
- Congratulations on having been selected by your peers for inclusion in the 2011 edition of The Best Lawyers in America®
- This is our first experience meeting with a lawyer. Surprisingly, our meeting with Ben went so well. It was very informative and educational.
- We were deeply touched by your kindness.
- I contacted Attorney Ben Glass's office and franticly spoke to his assistant Terry. We had a little more than two weeks to challenge my LTD provider's threat to offset my LTD disability payments by the amount of a recent settlement I had received on a Worker's Compensation claim - the claim was settled outside of the Worker's Compensation system.
- I want to thank you and your staff for all your hard work in 2009. I greatly appreciate your efforts on my wife's disability appeal. Your staff worked hard, is very talented and your ethical approach was readily apparent.
Stephen Power
Latest News
- Posted on 11/17/2009Sun Life Could Not Simply Ignore Social Security Award
- Posted on 11/17/2009Unum Orders Functional Capacity Exam, Then Ignores It
- Posted on 10/22/2009Prudential insurance company loses another disability case
- Posted on 10/18/2009MetLife Hammered in Disability Case After Ignoring Treating Physician Opinion
- Posted on 9/30/2009Judge Calls Hartford's Review of File "Incomplete, Selective and Unreasonable"