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Ben's Blog 
Disability Insurance Claims
- When Hartford comes a calling....
- "ERISA Sucks" Judge Refuses to Vacate Order
- A Federal Judge Explains Why ERISA Sucks (Believe Me, It Does)
- VA Worker's Comp Commission Rules Facebook To Be Protected
- First UNUM Finally Loses 15 Year Old Disability Case
- Do I Have To Do Everything My Insurance Company Requests?
- What If My Doctor Refuses To Cooperate With Me In A Claim For Disability?
- What If My Termination Letter Says I Missed A Deadline, Is My Case Lost?
- Does ERISA Apply If I Work For A Government Agency?
- If I'm Involved In A Disability Lawsuit, How Long Will It Take To Resolve?
Virginia Lawyers Weekly » Verdicts & Settlements 
Frequently Asked Questions about Personal Injury, Medical Malpractice, and Insurance Disputes
Q: Unum has offered me a buyout of $38,000. I have 10 more years to draw $600/yr, so this seems to be a low offer to me. Can they offer more or is this what I would be only entitled to? Is the life insurance I have with them cancelled if I accept the buyout?
A: You should have any long-term disability insurance company buyout offer evaluated by an experienced long-term disability insurance attorney. Unum often requires attorney review and will pay your attorney's fee. The determination of whether or not the buyout amount is appropriate depends on the facts of each case. Our experience with Unum is that there is always some negotiation room but not much. The life insurance will not necessarily be cancelled. This should be a part of the negotiation.
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Latest News
- Posted on 11/17/2009Unum Orders Functional Capacity Exam, Then Ignores It
- Posted on 11/17/2009Sun Life Could Not Simply Ignore Social Security Award
- Posted on 10/22/2009Prudential insurance company loses another disability case
- Posted on 10/18/2009MetLife Hammered in Disability Case After Ignoring Treating Physician Opinion
- Posted on 9/30/2009Judge Calls Hartford's Review of File "Incomplete, Selective and Unreasonable"