11 Must Ask Questions For Your Insurance Company When Offered A Settlement After A Few Signatures
You are in quite a bad position if you haven’t even spoke with a Fredericksburg, Virginia personal injury attorney yet. Especially if the insurance company is pushing a settlement on you which sometimes happens fast- a bit too fast if you ask me. Odds are, the insurance company may just be looking to nickel and dime you, cutting you down to the lowest amount to recover, which might be enough for a few coffees at Starbucks after you pay your medical bills.
What they’ll first do is act like your friend (which they’re not) and then have you “Just sign a few forms and give a statement”. This is a trap, and if you end up recovering anything after this, you’re most likely getting cut down from what you really deserve. Let’s not forget, insurance is a business – and one that is really good at cutting it’s expenses down as low as possible. Unfortunately what they see as their “expense” is what you should be due for your personal injury.
There’s 11 things you need to ask before you make any type of crazy commitment they’re asking for, so pay close attention:
1. Will you put in writing that the accident was not my fault?
2. Will you tell me how much insurance the person who hit me has?
3. If I give you a recorded statement, will you give me a copy of the recorded statement that you already got from the person who caused the accident?
4. If I sign the medical release, will you immediately forward to me a copy of everything you get using my release?
5. Will you tell me how much money you have set aside in “reserve” to pay my claim?
6. Will you give me copies of the recorded statements that you have taken from any witnesses?
7. Will you tell me whether there is any “umbrella” insurance coverage available to cover my claim?
8. Will you tell me now whether you have already done video surveillance of me?
9. Will you give me a copy of any “index” information that you have already gotten from your computer system?
10. Will you give me a copy of any financial information that you may have already obtained from me?
11. Will you tell me which of my neighbors you have already interviewed?
I wish you luck – but odds are, it’s a one way street when trying to get information from an insurance company. If you are sorting through all the Fredericksburg, Virginia personal injury attorneys I have something that will absolutely help you. Check out our free consumer guide The Five Deadly Sins That Can Wreck Your Injury Claim.
If you have a question for Ben, you can submit it confidentially online at JustAskBenGlass.com.
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