Chantilly, VA - Frequently Asked Questions About Car Accident Claims

Personal Injury Claims- Chantilly, Va - The Most Commonly Asked Questions

Now I'm going to chat with you about the four most common questions that new injury victims have. First, should I talk to the adjuster? Our basic advice is no, at least not until you have viewed one of our books or spoken with an experienced personal injury lawyer in your area. The justification is that these insurnace adjusters are trained in questioning and they’re seeking to reduce or do away with your entire claim.

You certainly don’t want to talk to them while you’re intoxicated by any medication while you’re still in a healthcare facility or anything like that. Again, always be polite, you can tell them that you are still treating and that you’ll get back to them later. Second thing people want to know is “should I sign the forms?” Typically an insurance adjuster will be sending you medical privacy waivers.

These authorizations tend to be very broad and they deliver to the insurance company all sorts of health related information of yours and what the insurance company does is they get through this and then request even more records. So they might have 10 or fifteen years of your confidential record without you ever knowing that, we suggest getting your own records first making sure they’re accurate and getting those records to the insurance company.

The second form they’ll I often ask you to sign is a release. They may send you a check just know that once you sign a standard release, that’s it. If you need care later or if there’s some undisclosed injury and you need an operation or something else further down the line that insurance company is not going to pay for it. Our next new personal injury claimants want to know, “Who will pay my doctor bills as they are accumulating?” Here’s our advice. Number one, use your own health insurance policy first. It’s primary, it should pay the bills, the last thing you want to have happened is to have the medical professionals and hospitals go unpaid and have them send you off to collections. Second you may have a type of coverage on your own car policy called Medical Payments coverage.

Typically, people will have an amount of $2000.00 or $5000.00 or $10,000.00. Call your own insurance professional, your car insurance agent. Ask if you have med pay or Medical Payments coverage and submit all of your bills to them as well. Finally of course the insurance company for the person you created the accident and caused your injuries is responsible for the bills. The problem is they’re not going to pay for the bills until the end of the claim, they’re going to give you one lump sum settlement deal and your doctor is saying “You can’t wait for 2 or maybe three years to get that money.”

The next question we typically get is what about all those lawyer advertisements, what are they really saying? And I understand if you’re looking, if you’ve been in an accident and you’re looking for a attorney you’ve probably have come across hundreds of yellow page ads, websites all the same pretty much the same thing. That’s why I wrote this guide, The Truth About Lawyer Advertising, it’s our little consumer guide that will lead you to ask the right questions and show you exactly how to investigate lawyers, so you can find the right legal professional for your situation.

You can order a free sample chapter of our free consumer guide, The Five Deadly Sins That Can Wreck Your Injury Claim, to learn more about personal injury claims in Chantilly, VA by following this link

If you have a question for Ben, you can submit it confidentially online at JustAskBenGlass.com.

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