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Reasons Your Insurance Reston Virginia Insurance Claim May Be Denied
I wish I could say that your Reston Virginia car wreck was a smooth thing, but after an extremely rough incident such as that you are facing a difficult insurance company. On top of this, your claim was denied! Why you might ask? This could be due to a number of reasons that you and many others have run into when trying to collect reimbursement. Your Reston Virginia insurance agent should've been doing their job when you first purchased the policy, and if they were you would be aware of the essential responsibilities.Misrepresentation. Shortly after you receive your Reston Virginia insurance policy you are probably going to have to answer a long questionnaire before or after issuing of the policy. Listen close – don’t slip up and answer ANYTHING incorrectly! Whatever they ask which you answer incorrectly can ruin your claim, which puts you in the category of “fraud”. This can be something as little as them asking if you went to college and you answering incorrectly. Sure this sounds completely innocent and ridiculous, but this is just the way they work!
Be extremely careful with this, I’ve even seen an instance where a client was asked if he had gone to a doctor in Reston Virginia. Even if your last doctor visit was a physical for your job and it was in the last two years that counts as “a doctor visit”. Don’t let this ruin your chance of reimbursement when you deserve it!
I know, insurance companies sure do portray the picture like they are there for you, but in all reality they are just trying to make some quick money with minimal risk. Let’s talk about the Duties of the insured. These require you to do a number of things that are outlined in that big thick insurance policy your Reston Virginia insurance agent gave you when you purchased the policy.
Report anything immediately. Don’t wait a minute if you have injured your back! The insurance company is just going to tell you SORRY if you let this slide until it becomes an issue.
Prevent further damage. By this I mean if a tree falls on your house, and it starts to rain you must absolutely not leave the hole there pouring in water! Throw a tarp up at least, as the Reston Virginia insurance company probably won’t cover you on the excessive water damage if you just let it sit there as you wait a few days to call it in.
Not buying from an independent Reston Virginia agent. The number one problem with the big insurance companies is that they take every word you say, and every problem you have on record. Unfortunately for you, this means you can’t trust them as your confidant on whether or not you should report a claim. Yes this is just sad, but it’s just the way it is – make sure that you work with an independent Reston Virginia insurance agent!
These are the main pieces to building a solid and supported insurance policy with all of the necessary coverage components. Before you make any decision on buying insurance, take some time to meet with the top independent agents in the Reston Virginia area. This will get you started and on a path to full protection with your coverage.
For a Reston Virginia insurance agent, I recommend Nick Genest who will gladly sit down and review your current policies at no charge, with no required commitment. You can see more about Nick at http://www.nothernvirginiainsurance.com.
The best board certified Reston Virginia personal injury attorney will be able to help you if you have been in a car accident, or if you have any questions about your insurance policy as well. You can ask Ben Glass a question at Justaskbenglass.com
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Testimonials
- I never once felt stressed during the process of pursuing the case, only confidence and a shared sense of being on the right side. You and your staff are truly remarkable.
- As a personal injury attorney and medical malpractice attorney in Virginia, I do not know a more ethical,professional,and aggressive when appropriate attorney in Northern Virginia.
- Ben Glass is a rare breed, he is an ethical lawyer with impressive integrity.
- I found Ben while searching for info on car insurance. He had done some videos with an insurance agent in Virginia that were really helpful when purchasing my first policy (can't be under mom and dad's forever!).
- I commend Mr. Glass for his excellent communications skills. Even a novice can understand his succinct, first-person narrative writing style.