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After my Fredericksburg, Virginia Accident Who Pays My Bills?


Too often, there’s a bit too much assumption and confusion about who exactly is paying for all the medical bills after a car accident. That’s a question we get far too often at our Fredericksburg, Virginia office and more often than not people have absolutely no idea who to go to first.
This can be huge in handling your Fredericksburg Virginia personal injury case as collecting what’s due to you in timely fashion could make or break your financial situation.

The most common thought is that if the other party in the car accident is liable, then they’re the one who will be paying up for my Fredericksburg Virginia personal injury claim medical bills. Well, forget about this for the time being - you need to submit them to your own insurance company right away. You need to take advantage of the fact that you are paying high dollar for your own insurance policy, and not sit and wait for the other party to take some action.

In addition, take note of your own auto policy and look for a section that highlights your coverage on medical payments, or “med pay”. This is a small coverage amount which will cover your medical payments up to a certain amount stated on your policy. But don’t be misled, this may not get you to where you need to be as far as having all your medical bills covered.

The main reason why you want to file with your own insurance company first is because the other party won’t pay up until the end of the suit, even if they’re completely at fault. This will leave you sitting at home recovering, and accumulating doctor’s bills, watching the debt pile up.
The last thing you want is to have a mailbox full of collection notices, and potential lawsuits from doctors that you are on the wrong side of now.

What you can do if you have been in a car wreck, or are curious and have some general questions, is ask a Fredericksburg virginia personal injury lawyer. You can start by checking out our free book The Five Deadly Sins That Can Wreck Your Injury Claim.

You can order a free sample chapter of our free consumer guide, The Five Deadly Sins That Can Wreck Your Injury Claim, to learn more about personal injury claims in Dumfries, VA by following this link

If you have a question for Ben, you can submit it confidentially online at JustAskBenGlass.com.