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Car Accidents and Personal Injury Cases in Virginia
will The Insurance Company Spy on Me With Video Surveillance?
Today, I would like to answer the question of; will my insurance company spy on me once I start my case? We see this both in our personal injury practice and in our disability practice. Companies like Hartford frankly are pretty famous for this.
The Hartford does it a lot and a lot of the car insurance companies will do it in a serious case once your lawsuit has been filed. So how can you avoid having your case destroyed by your insurance company spying with video surveillance? Well, the first thing is you have to be brutally honest with your own insurance company and with your lawyer about what the extent of your activity level is.
See the people who have their cases destroyed by video surveillance tend to be the people who are exaggerating what they can and can’t do, or who are out right lying about their activity level and the extent of their injury. So, that’s really rule number one and probably all of the rules. If you're involved in a disability case and you get from Hartford or (00:01:06) or Prudential in activities questionnaire where they ask you to chart your activities for the week, that’s a pretty good clue in our experience that they’re going to be attempting video surveillance with you.
They’re going to compare what you write in your activities chart with what they catch on video surveillance. If Hartford wants you do a field visit and sit down with in your house or your attorney’s office, typically that means they are already do have you on video surveillance. So, again if you're telling your insurance company or telling the defense lawyer in a personal injury claim, that you can’t go out and do shopping, you can’t lift certain amounts, you can’t work on consecutive days, and they catch you on a video surveillance doing any of these things, yeah that’s going to destroy your case, but it’s not because of what they’ve done, it’s because of your misrepresentation as to your activity level.
As with everything you should discuss this with your own attorney, get his or her advice on how to best handle your own crime(ph).
You can order a free sample chapter of our free consumer guide, The Five Deadly Sins That Can Wreck Your Injury Claim, to learn more about personal injury claims in Virginia by following this link
If you have a question for Ben, you can submit it confidentially online at JustAskBenGlass.com.
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